ManuLink Essential/ManuLink Essential Plus

Why should you get this plan?

1. Insurance Charge Discount

For Face Amount of RM150,000 and above.

2. Flexibility

Unlimited fund switching to respond to market trends without any charges.

3. Wellness Reward

Up to 30% of the total Insurance Charges on basic plan.

4. No Lapse Guarantee 

Continue to enjoy coverage even if your Account Value is insufficient to pay for policy charges in the first 5 policy years.

5. Coverage for Death and Total & Permanent Disability (TPD)

In event of a claim, the Face Amount or Account Value, whichever is higher*; will be payable.

*ManuLink Essential Plus, a regular premium investment-linked insurance plan that pays the Face Amount + Account Value upon Death or TPD.

6. Additional Protection

Enhance life protection with additional riders that cater to different needs.